by KCM Blog According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will no doubt be an uptick in the national homeownership rate. The study from Urban Institute revealed that nearly a quarter of this generation has the credit and income needed to purchase a home. Surprisingly, the largest share … [Read more...]
Equifax Security Breach; What do I need to do to Protect My Credit?
By now, I’m sure that you have heard about the Equifax security breach. While this isn’t the largest security breach that has happened, this is significantly larger (9.5 times larger) than the Experian breach in 2015 and the information hacked is extremely sensitive. The information stolen includes names, home addresses, dates of birth, social security numbers, and even credit card numbers. With this all known now, here are the things you need to know about identity theft and red flags to look … [Read more...]