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You are here: Home / Archives for interest rates

Could this be the time to get back into the Albuquerque Real Estate Market?

August 16, 2012 josephszklarz Leave a Comment

For the last few years, Realtor’s have been encouraged by local lenders to mention to our clients and friends that the time to buy is “now”, based on record low interest rates.   This has been a great a statement to mention to potential Buyers IF they are convinced that they will not need to re-sell in the foreseeable future.  30 year  fixed interest rates have been nothing less than amazing. It’s been difficult for me to encourage buyer’s to move quickly based on the depreciating market.  My advise has been that … [Read more...]

Filed Under: Blog, Market News Tagged With: Albuquerque Homes For Sale, Albuquerque Luxury Homes, albuquerque real estate, interest rates

How Albuquerque Home Buyers Face Decisions that Affect Their Long-Term Financial Picture


October 13, 2011 John Kynor Leave a Comment

Seek a Qualified Mortgage Consultant to Ensure the Best Results Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals. First and foremost, you must have a mortgage consultant in your corner that is willing to take the time to know what your long-term … [Read more...]

Filed Under: Blog, Market News Tagged With: bess daunis, interest rates, Legacy Mortgage, mortgage

Mortgage Myths and Facts – Albuquerque Real Estate & Homes For Sale

September 28, 2011 John Kynor Leave a Comment

Myth: The average person can't get a mortgage today. Fact: Legacy Mortgage and reputable Lenders are hungry for mortgages!  It is true that big banks have been limited on the amount of real estate related assets they can hold in their portfolio, but true Lenders have the more then enough assets to lend and a full menu of flexible mortgage options available.  Don't let the press scare you! Myth:  Lenders can't be relied on to fund a loan, even if it is approved. Fact: Strong reputable Lenders such as … [Read more...]

Filed Under: Blog, Buying Your Home Tagged With: bess daunis, fha, interest rates, Legacy Mortgage, mortgage, Mortgage Insurance

Obama may soon make refinancing your Albuquerque home easier – Albuquerque Real Estate News

August 25, 2011 John Kynor Leave a Comment

Some great news coming out of Washington that may affect many Albuquerque home owners and Albuquerque real estate as a whole.  We might actually be able to refinance our homes into better interest rates! The Obama administration is considering further actions to strengthen the housing market, but the bar is high: plans must help a broad swath of homeowners, stimulate the economy and cost next to nothing. One proposal would allow millions of homeowners with government-backed mortgages to refinance them at today’s … [Read more...]

Filed Under: Blog, Mortgage News Tagged With: albuquerque foreclosures, foreclosures, interest rates, mortgage, refinancing

Albuquerque Mortgage Information By Loan Officer, Bess Daunis

June 14, 2011 John Kynor Leave a Comment

I recently read an article about the misconceptions and lack of mortgage knowledge still prevalent among home-buyers.  According  to Zillow Mortgage Marketplace, 45% of prospective home-buyers answered wrong when asked basic mortgage questions.  44% of those surveyed admitted that they were not confident in their knowledge of mortgages or the mortgage loan process. The following is a good example.  A whopping 57% of prospective buyers who were polled did not understand how adjustable rate mortgages worked.  When … [Read more...]

Filed Under: Blog, Mortgage Information Tagged With: bess daunis, first time home buyers, interest rates, Legacy Mortgage, mortgage

Interest Rates Are Getting Lower and Lower – Albuquerque Home Mortgage Alert!

May 17, 2011 John Kynor Leave a Comment

Hi All, Rates are really low again!  If you have anyone starting to look NOW IS THE TIME!!  Depending on various factors, conventional rates are around mid upper 4's and FHA even lower! Call me to get pre-approved for a mortgage or to refinance today! Bess Daunis - Senior Loan Officer - 248773 Legacy Mortgage Direct (505)857-2216 Mobile(505)301-1691 … [Read more...]

Filed Under: Blog, Mortgage News Tagged With: fha, interest rates, mortgage

Great Information About Credit Scores – Albuquerque Real Estate and Mortgage News

April 19, 2011 John Kynor Leave a Comment

Some great information from a good friend and excellent Senior Loan Officer at Legacy Mortgage, Bess Daunis.  Please don't hesitate to contact her or me with any of your borrowing questions. As a Lender, I see way too many clients with perfect pay histories yet low credit scores.  Since mortgage interest rates are now impacted heavily by your credit score.... this can be very valueable information for you. The Fair Credit Reporting act requires reporting agencies to report true and accurate information. A HELOC is … [Read more...]

Filed Under: Blog, Buying Your Home, Mortgage Information Tagged With: credit scores, interest rates, mortgage

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Q Realty® is an Albuquerque real estate company and is locally owned and operated. Q Realty® or "The Q" was founded on the principals of outstanding customer service and we have earned the reputation of being the most “customer-centric,” honest, ethical and professional real estate company in Albuquerque. We treat our customers how we like to be treated.

Real estate used to be considered a sales industry and many companies still treat it as such, but not Q Realty®. Consumers do not like the feeling of being “sold” and neither do we. Instead we “serve” and “help” our customers with their real estate needs. As a result of our dedication to first class customer service Q Realty® earned a spot on Albuquerque Business First's list of the top 25 Real Estate Brokerages in New Mexico, as measured by the number of homes sold and the total value of homes sold by each brokerage

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