Q Realty® | Albuquerque Real Estate | Albuquerque Homes For Sale

An Albuquerque Real Estate Company - People In "The Q" Use Q Realty®

Call Today: 505-750-0059

People in “The Q” use Q Realty™

  • Home
  • Property Search
    • Search by Community
      • Tinnin Farms
      • North Albuquerque Acres
      • North Valley Albuquerque
      • Downtown Albuquerque
      • Foothills North and High Desert
      • UNM Area
      • Sandia Heights
      • Far Northeast Heights
      • Uptown
      • Northeast Heights
      • Foothills South
      • Four Hills
      • Southeast Heights
      • Academy West
      • High Desert
      • Corrales
    • Newest Listings
    • Million Dollar Listings
    • Luxury Homes ($500K-$1Mil)
    • Single Family Homes
    • Condos & Townhouses
    • Foreclosures
    • Open Houses
    • Recent Price Reductions
  • Buyers
    • Buying with Q Realty, Inc.
    • Featured Listings
    • Mortgage
    • Open Houses
  • Sellers
    • Selling with QRealty
    • Listing Your Home
    • What’s My Home Worth?
    • Request a FREE Market Analysis
  • Find an Agent
  • Blog
  • About Q Realty®
    • Our Agents
    • Testimonials
    • Preferred Vendors
    • Career Opportunities
  • Contact
You are here: Home / Archives for Blog / Mortgage Information

Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early!

May 11, 2017 John Kynor Leave a Comment

Is 2017 the Year to Move Up to Your Dream Home? If So, Do It Early!

Information from the KCM Blog If you are considering moving up to your dream home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dramatically. Here are some predictions on where rates will be by the end of the year: Freddie Mac “While full employment and rising inflation are signs of a strong economy, they also have … [Read more...]

Filed Under: Featured Blog Posts, Mortgage Information, Mortgage News

Millennials Flock to Low Down Payment Programs

April 13, 2017 John Kynor Leave a Comment

Millennials Flock to Low Down Payment Programs

A recent report released by Down Payment Resource shows that 65% of first-time homebuyers purchased their homes with a down payment of 6% or less in the month of January. The trend continued through all buyers with a mortgage, as 62% made a down payment of less than 20%, which is consistent with findings from December. An article by DS News points to the new wave of millennial homebuyers: “It seems that the long-awaited influx of millennial home buyers is beginning. Ellie Mae reported that mortgages to … [Read more...]

Filed Under: Blog, Featured Blog Posts, Mortgage Information Tagged With: first time home buyers, Millenials, mortgage rates, new homes

Do You Know the Real Cost of Renting vs. Buying?

February 27, 2017 John Kynor Leave a Comment

Do You Know the Real Cost of Renting vs. Buying?

Before you consider renewing your lease you should consider purchasing a home.  Our market is currently fast moving meaning homes are not staying on the market for a long amount of time.  The current loan programs are allowing more renters  to get started on the process of moving into their dream homes.    The first step to take is talk with a reputable lender to see if you qualify for a loan.  There are several programs available to help you get into a home.  If you are unable to qualify at the time of application … [Read more...]

Filed Under: Blog, Featured Blog Posts, Market News, Mortgage Information Tagged With: albuquerque real estate, First Mortgage Company, First Time Homebuyer, q realty

Buying a Home is 35% Less Expensive than Renting!

July 1, 2015 John Kynor Leave a Comment

Buying a Home is 35% Less Expensive than Renting!

In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage throughout the 100 largest metro areas in the United States. The updated numbers actually show that the range is from an average of 16% in Honolulu (HI), all the way to 55% in Sarasota (FL), and 35% Nationwide!   The other interesting findings in the report include: Interest rates have remained low and even though home prices have appreciated … [Read more...]

Filed Under: Blog, Buying Your Home, Featured Blog Posts, John Kynor, Mortgage Information

Mortgage Banking Dictionary

December 3, 2013 John Kynor Leave a Comment

Mortgage Banking Dictionary

One of our preferred lenders sent this to us for a little laugh, the sad thing is most of these are true. All loans are unique in the Albuquerque Real Estate market so this is not an example of how they all are processed. Our Q Realty, Inc. agents have many wonderful loan officers to recommend that have processed several successful transactions. Please call us today if you are in need of recommendations! Borrower: Otherwise intelligent consumer who believes lender should kiss him on both cheeks and give him … [Read more...]

Filed Under: Blog, Buying Your Home, Mortgage Information, Mortgage News Tagged With: albuquerque real estate, jason pike, mortgage, q realty

Government Shutdown Creating Headaches for Homebuyers & Lenders – Albuquerque Business First

October 5, 2013 John Kynor Leave a Comment

Government Shutdown Creating Headaches for Homebuyers & Lenders – Albuquerque Business First

The nation’s housing market is being affected by the government shutdown, and those in the industry are calling for a quick resolution in Washington, D.C. One of the main issues is that tax transcripts processed through the Internal Revenue Service are not being generated. The transcripts are a verification that a potential buyer’s income documentation matches what’s on file with the IRS. “Lenders that are processing loans that require tax transcripts through the IRS have not been able to do so as the IRS is … [Read more...]

Filed Under: Blog, Featured Blog Posts, Mortgage Information Tagged With: Albuquerque Business First, government shutdown, John Kynor, John Varoz, mortgage

The Most Thorough Answers to Many Mortgage Related Questions – Albuquerque Real Estate Q&A

June 22, 2011 John Kynor Leave a Comment

Homeowner Options & How They Affect Credit Scores Foreclosure, Deed in Lieu of Foreclosure, Short Sale, and Bankruptcy can all have long-lasting impact on an individual’s taxes and ability to obtain credit. Homeowners need to get the facts before making critical decisions that will impact their lives for many years to come. The following is a breakdown of homeowner options, and how each affects the credit scores. There are several loan products available, but, as previously mentioned, Fannie Mae & Freddie … [Read more...]

Filed Under: Blog, Buying Your Home, Mortgage Information, Selling Your Home

What’s the difference between a pre-approval and pre-qualification letter? – Albuquerque Mortgage Info

June 17, 2011 John Kynor Leave a Comment

What’s the difference between a pre-approval and pre-qualification letter? – Albuquerque Mortgage Info

Please take a moment to watch this four minute viedeo illustrating the difference between a mortgage pre-approval letter and a mortgage pre-qualification letter.  This information comes to us by my good friend  and a great Loan Officer at Superior Mortgage, Wes Moore. … [Read more...]

Filed Under: Blog, Buying Your Home, Mortgage Information Tagged With: first time home buyers, mortgage, superior mortgage

Albuquerque Mortgage Information By Loan Officer, Bess Daunis

June 14, 2011 John Kynor Leave a Comment

I recently read an article about the misconceptions and lack of mortgage knowledge still prevalent among home-buyers.  According  to Zillow Mortgage Marketplace, 45% of prospective home-buyers answered wrong when asked basic mortgage questions.  44% of those surveyed admitted that they were not confident in their knowledge of mortgages or the mortgage loan process. The following is a good example.  A whopping 57% of prospective buyers who were polled did not understand how adjustable rate mortgages worked.  When … [Read more...]

Filed Under: Blog, Mortgage Information Tagged With: bess daunis, first time home buyers, interest rates, Legacy Mortgage, mortgage

Complete a Loan Application online to buy your next Albuquerque Home

May 10, 2011 John Kynor Leave a Comment

Interested in getting qualified for a loan before you start looking for your dream home?  The Sellers of the homes you're looking at sure are!  With the financial and mortgage market changing every day, many Sellers will not consider an offer unless accompanied by a strong pre-qualification or pre-approval letter.  Get it out of the way in one easy step by completing an online application by clicking here or by calling Bess Daunis at 505-857-2216 … [Read more...]

Filed Under: Blog, Mortgage Information Tagged With: approval letter, Legacy Mortgage, mortgage

  • 1
  • 2
  • Next Page »

Agent Directory

Find an Agent

Testimonials

Paul met all of our expectations as our realtor. He is extremely knowledgable and sincere with regards to his line of work. Thanks again Paul!! -Lorenzo Trujillo

Lorenzo Trujillo
Broker-Paul Chavez

Read More

Mortgage Calculator

$
  %
  yrs
  %
$

Real Estate Search

Q Realty® is an Albuquerque real estate company and is locally owned and operated. Q Realty® or "The Q" was founded on the principals of outstanding customer service and we have earned the reputation of being the most “customer-centric,” honest, ethical and professional real estate company in Albuquerque. We treat our customers how we like to be treated.

Real estate used to be considered a sales industry and many companies still treat it as such, but not Q Realty®. Consumers do not like the feeling of being “sold” and neither do we. Instead we “serve” and “help” our customers with their real estate needs. As a result of our dedication to first class customer service Q Realty® earned a spot on Albuquerque Business First's list of the top 25 Real Estate Brokerages in New Mexico, as measured by the number of homes sold and the total value of homes sold by each brokerage

Q Realty® is comprised of only the most experienced and talented Real Estate Professionals who have reputations for delivering exceptional customer service. We specialize solely in the Greater Albuquerque Area, which includes Rio Rancho, Corrales, Placitas, The Village of Los Ranchos de Albuquerque, Bernalillo, Belen, Los Lunas, Bosque Farms, Tijeras, Zuzax, Edgewood, and the rest of the East Mountains.

We are Q Realty® and we specialize in “The Q”. If you are buying or selling a home in the Albuquerque area, please give us an opportunity to earn your business and contact us today.

info@theqrealty.com
505-750-0059
4333 Pan American Frwy NE Suite E Albuquerque, NM 87107
© 2018 Q Realty® | Albuquerque Real Estate | Albuquerque Homes For Sale

Sign Order Form | Sitemap | Log in